Mortgage and bridging brokers, Limehouse,
East London
Independent mortgage advice for East London buyers and landlords
We are a whole of market brokerage based on Commercial Road in Limehouse. For over 20 years we have helped first time buyers, home movers, landlords and business owners across Tower Hamlets, Newham, Barking and Dagenham and Waltham Forest find the right mortgage.
- Whole of market and FCA regulated, with no tie to any single lender
- Over 1,000 property owners helped since we opened
- Face to face appointments at our Limehouse office, or by phone and video
FCA regulated, reference 758816
Whole of market, 500 lenders
4.9 rating on Google and Trustpilot
Speak to an adviser
Tell us what you need and we will call you back. No obligation, no credit check at this stage.
We usually reply within one working hour. Your details are never sold or shared with third parties.
Why Expert Mortgage Brokers
Advice that is genuinely independent, from people you can meet
A bank can only offer you its own products. We compare across 500 lenders and recommend the deal that suits your situation, then handle the paperwork through to completion.
Whole of market, not one lender
We compare across 500 lenders, including specialists you cannot approach directly, and recommend on suitability rather than convenience.
We know this property market
Ex local authority flats, converted shops, new build stock around Stratford. We know which lenders are comfortable with each and which will decline at valuation.
One adviser, start to finish
You deal with the same person throughout. No call centre queue, no repeating your situation to whoever picks up.
Straight answers on fees
We tell you what any fee will be before you apply, and what it covers. If a case is not worth doing yet, we will say so.
Cases placed properly first time
A declined application leaves a footprint. We package the case for the right lender rather than testing the market with your credit file.
We come back before your rate ends
We track your product end date and review the market with you in good time, so you are never sitting on a standard variable rate by accident.
What we arrange
Find the advice that fits your situation
Most of our clients arrive with one of these questions. Choose the closest match and read how we handle it, or call and we will point you the right way.
Buying a home
First Time Buyer Mortgages
Deposit, affordability and scheme options explained without jargon, from agreement in principle to keys.
Home Mover Mortgages
Porting, borrowing more and timing your sale and purchase so the chain does not stall.
Remortgages
Switch before your rate ends, raise funds for works, or move from interest only to repayment.
Self Employed Mortgages
Sole traders, company directors and contractors. We know which lenders read your accounts most generously.
Landlords and investors
First Time Buyer Mortgages
Deposit, affordability and scheme options explained without jargon, from agreement in principle to keys.
Home Mover Mortgages
Porting, borrowing more and timing your sale and purchase so the chain does not stall.
Remortgages
Switch before your rate ends, raise funds for works, or move from interest only to repayment.
Self Employed Mortgages
Sole traders, company directors and contractors. We know which lenders read your accounts most generously.
Specialist and business finance
First Time Buyer Mortgages
Deposit, affordability and scheme options explained without jargon, from agreement in principle to keys.
Home Mover Mortgages
Porting, borrowing more and timing your sale and purchase so the chain does not stall.
Remortgages
Switch before your rate ends, raise funds for works, or move from interest only to repayment.
Self Employed Mortgages
Sole traders, company directors and contractors. We know which lenders read your accounts most generously.
Areas we cover
We work on the ground across East London
Our office is on Commercial Road in Limehouse, a few minutes from Limehouse DLR. We know how valuers treat ex local authority flats in Poplar, how lenders view new build stock around Stratford, and which lenders are comfortable with converted flats above shops on the high streets in Newham.
That local knowledge saves time. It means fewer surprises at valuation and fewer applications placed with the wrong lender.
Tower Hamlets
Our home patch. Limehouse, Bow, Mile End, Poplar and Whitechapel, where we know the local stock and lender criteria inside out.
First Time Buyer Mortgages
Deposit, affordability and scheme options explained without jargon, from agreement in principle to keys.
First Time Buyer Mortgages
Deposit, affordability and scheme options explained without jargon, from agreement in principle to keys.
First Time Buyer Mortgages
Deposit, affordability and scheme options explained without jargon, from agreement in principle to keys.
Meet the founder
A whole of market broker rooted in East London
Jahed Mirza founded Expert Mortgage Brokers to give local buyers, landlords and investors the kind of advice you cannot get across a bank counter. Independent, whole of market, and grounded in the property market on our doorstep rather than a national script.
Working from the Limehouse office, Jahed and the team have supported over 1,000 property owners, from first mortgages through to complex bridging finance and limited company portfolios.
FCA reference 758816
Whole of market broker
Access to 500 lenders
Based in Limehouse, E14
Jahed Mirza
Founder and Mortgage Adviser
Twenty years advising East London buyers, landlords and investors, with a particular focus on complex and bridging cases.
CeMAP qualified. Speaks English and Bengali.
Sabina Rahman
Senior Mortgage Adviser
Works mostly with first time buyers and home movers, guiding people through their first application step by step.
CeMAP qualified. Speaks English and Bengali.
Daniel Okoye
Buy to Let and Portfolio Specialist
Handles limited company structures and portfolio refinancing for landlords with multiple properties.
CeMAP qualified. Speaks English and Bengali.
Priya Shah
Case Manager
Keeps applications moving between lender, solicitor and estate agent so nothing sits waiting on a document.
CeMAP qualified. Speaks English and Bengali.
How it works
Six steps from first call to completion
Most residential cases move from first conversation to formal offer in three to five weeks. Bridging can complete far quicker where the lender and solicitor allow.
01
First conversation
A free call or meeting to understand what you want to do, your income and any credit history worth knowing about.
02
Research
We search the lender panel and compare criteria, rates and fees against your circumstances rather than a general profile.
03
Recommendation
You get a clear written recommendation, the reasons behind it, and the total cost including any fees.
04
Application
We package the documents and submit the case, then chase the lender and valuer so you are not doing it.
05
Offer
Formal mortgage offer issued. We check the terms with you and liaise with your solicitor through to exchange.
06
Completion and beyond
Keys in hand, and we diarise your rate end date so we can review the market with you before it expires.
No fee for the initial conversation.
Quick estimate
How much might you be able to borrow?
This gives a rough guide based on a common income multiple. Real affordability depends on credit commitments, dependants, contract type and the individual lender, and some lenders stretch further than others.
Treat the figure as a starting point rather than a decision. We will run a proper affordability check with you before recommending anything.
Calculator
Common questions
Questions we are asked before the first appointment
If your question is not here, call the office and ask. There is no charge for a conversation.
Do you charge for mortgage advice?
The first conversation is always free. Where a fee applies we tell you the exact amount before you apply, and we explain what it covers. Many of our cases are paid by lender commission alone.
Are you tied to certain lenders?
No. We are a whole of market brokerage with access to around 500 lenders, including specialist lenders that do not deal with the public directly. We recommend on suitability, not on who pays us most
How long does a mortgage application take?
A straightforward residential case usually reaches formal offer in three to five weeks. Complex cases, adverse credit and limited company buy to let can take longer. Bridging finance can complete in a matter of days where the solicitor moves quickly.
Can you help if I have had credit problems?
Often yes. Defaults, missed payments and CCJs do not automatically rule you out. What matters is how recent they are, how large they were and whether they are satisfied. Send us the detail and we will tell you honestly where you stand.
Do I need to come to the Limehouse office?
Only if you want to. Many clients prefer to meet face to face and we are happy to book an appointment, but everything can be handled by phone, email and video call.
What documents will I need?
Usually photo identification, proof of address, three months of bank statements and either three months of payslips or two to three years of accounts if you are self employed. We send a checklist after the first call.
Visit the office
558 Commercial Road, Limehouse
Appointments in person, by phone or by video. The office is a short walk from Limehouse DLR and Westferry, with buses along Commercial Road.
Address
558 Commercial Road, Limehouse, London E14 7JD
Phone
0207 183 1119
info@expertmortgagebrokers.co.uk
Opening
hours
Monday to Friday, 9am to 6pm
Saturday and Sunday, closed
