Self-Employment Mortgage Calculator
Mortgage Borrowing Calculator
Our mortgage affordability calculator assists you with deciding the amount you can borrow in relation to your pay. It has to be noted, joint borrowers are likely to receive higher loans due to the combined
income being more than single borrowers. Please use our mortgage calculator for a more accurate figure.
In any case, mortgage affordability is affected by a variety of factors. These include your credit history, monthly outgoings, deposit and it varies from lender to lender.
Our mortgage borrowing calculator will estimate how much you may be able to borrow. However, you must ensure that you can afford the monthly repayments not only now, but in the future. For more information,
contact our team for free mortgage advice. They can go over your situation with you and give you a more accurate estimate of your mortgage loan eligibility.
Self-Employment Mortgage Calculator
We’ve calculated this from our average customer
Enter the values above to calculate how much you can borrow
Next see how much you can borrow & the deals you qualify for
Mortgage Amount
£ 0
Next see how much you can borrow & the deals you qualify for
How much can I borrow if I am self-employed?
The amount you can borrow if you are self-employed is usually dependent on the last 2 to 3
years income. A lender typically would take the average of the last 2 years net profit. Once
that figure has been established, the actual calculation in terms of affordability and income
multiples is similar to employed individuals.
Please use the calculator above to establish approximately how much you can borrow.
What if I need to borrow more?
Sometimes you might need to borrow more money than the calculator on our website shows
you. We can arrange higher borrowing by taking your own individual circumstances into
account.